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Secure Loan Application


We must have complete information to process your application, which camper you want to purchase, how much deposit your have, and we will need a copy of your drivers license. 

There is no better time to buy an RV! You've searched and researched and you've found the RV of your dreams! Whether it's new or used, the question now is how can you make that dream a reality? The answer: by financing your purchase with terms that make it affordable for your budget.  Most dealers have already arranged on-the-spot financing through one or more major lenders and will work to make your purchase dream come true. Their in-depth knowledge will make the process go that much smoother.

Why Finance Your RV?

When you finance your purchase instead of liquidating assets or paying cash, you maintain your financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home or mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

What are the advantages of financing through an RV lending specialist?

Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range. Monthly payments are lower - Because RV finance specialists know the industry, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams, resulting in manageable monthly payments.  

The Last Word on RV Financing

Your RV might actually cost you less in the end if you finance your purchase. By not tapping your financial assets to finance your RV, you can take advantage of attractive new investment opportunities, and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying and RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it!

More Questions? Contact our Finance Department and they will be happy to help.



 




"Stop Dreaming ~ Start Living"

Colerain RV / Midwest RV is not responsible for any misprints, typos, or errors found in our website pages. Any price listed does not include sales taxes or title/document fees. Product information is as accurate as possible at the time of publication. Features, prices and specifications are subject to change without notice. Manufacturer pictures, specifications, and features may be used in place of actual units on our lot. Please contact us at 800-332-4270 for availability as our inventory changes rapidly. All calculated payments are an estimate only and do not constitute a commitment that financing or a specific interest rate or term is available.